I discovered, quite by accident, USAFedForms, a site that has nearly every U.S. federal form in existance. The author of the site (and the forms) has created PDF files with embedded programming that allows text to be placed anywhere on the page--he calls it the Insert-Text-Anywhere-on-Page (ITAOP) method--and also allows the formatted filled-in text to be saved and imported into the forms later. All the forms are free and can be freely redistributed as well. This is very cool and you can darn well bet I will be using these forms quite a bit.